Services for Individuals & Families

Financial Planning

Financial planning is the foundation of financial confidence. Our planning process begins with in-depth information gathering. Using carefully targeted questions, we determine what matters most to you, how you desire to use your wealth, and what you expect from your financial advisor.

We work with you to align your personal and financial goals, determine your timeframe for results, and ascertain your feelings about risk. This information forms the basis of your financial plan.

Our planning process can be broken into six steps:

  1. Define the Advisor/Client Relationship
  2. Gather Information & Set Goals
  3. Analyze & Strategize
  4. Develop Recommendations
  5. Present Recommendations & Put Plan into Motion
  6. Monitor Progress

Once your financial plan is implemented, we can help you monitor your progress and make any required adjustments. We are always available to answer your questions, offer guidance for financial decisions, and to address any concerns you have about your financial path.

Our financial planning services include:

  • Financial Statement(s) Creation, Review & Projections
  • Cash Flow Planning
  • Debt Management Planning
  • Education Needs Planning
  • Investment Consulting - Public & Private Investments
  • Retirement Planning - Pre & Post Retirement
  • Estate Planning
  • Family/Personal Gift Planning
  • Charitable Gift Planning
  • Life Insurance Planning
  • Disability Insurance Planning
  • Long-Term Care Insurance Planning
  • Healthcare Savings/Expense Planning
  • Executive Compensation/Benefits Planning

As your investment manager, Green Guardian Wealth management helps free you from the obligation of monitoring and managing your portfolio. Our investment-management professionals are skilled at-risk profiling, asset allocation, and investment selection. Together, we will help you find a personalized path toward achieving your investment goals.

Many of our clients need assistance with investment accounts that are unable to be transferred to one of our investment management portfolios. 401(k) and 403(b) retirement savings plans are common account types that fall into this situation. Usually, an employee can't withdraw his or her 401(k)/403(b) account until he/she retires or leaves their job. Without a financial advisor, people may take too much or too little risk, they are inadequately diversified, or they simply select the wrong investments. At Green Guardian Wealth Management we help ensure that our clients have the correct asset allocation structure to coincide with the current economic environment and their individual financial strategy. Our practice continuously monitors economic changes and clients receive updated recommendations upon request.
We provide the following investment consulting services:
  • Asset Allocation Analysis and Recommendations
  • Third-Party Investment Manager Search and Recommendations
  • Security Analysis and Recommendations
  • Performance Reporting

Being prepared for the unexpected is a critical element of financial planning and wealth management. As we work with you to develop a path to your financial goals, we will include tools and resources designed to help manage risk in your assets, both now and in the future. We can review your current policy and/or recommend an insurance strategy to help ensure that you have the right protection and assurance for you and your family.

LIFE INSURANCE

Life insurance can provide the peace of mind that you and your family need in an ever-changing world. The right death benefit can help ensure that your family’s wellbeing is protected no matter what lies ahead.

The decision to buy life insurance can be confusing and complicated. And while many people think life insurance is too expensive and complicated, it does not have to be.

DISABILITY INSURANCE

A disability that costs you the ability to support yourself and your family can be devastating. Disability insurance can help safeguard you against this risk and protects your family’s financial wellbeing.

LONG-TERM CARE INSURANCE

Some 70% of individuals over the age of 65 will eventually require long- term care services. That is, they will need assistance with one of the more basic activities of daily life. The cost of these services can be significant, and is generally not fully covered by health insurance, Medicare or Medicaid. Long-term care insurance can help to ease the financial burden of long-term care and help eliminate uncertainty about your financial future.